Have you ever had something in life that you were doing everything you could with and it just wasn't working out right? I've been dealing with a particular situation for nearly 8 months like this. 2010 was a rough year, I'd been in and out of the doctors and hospitals and specialists, racking up a total of 3 trips to the ER, one resuling in admittance and an over night stay, 2 minor surgeries and a major surgery in Nov 2010. Just two weeks prior to my surgery, both my kiddos had their tonsils removed as a result of multiple trips to the ER with high fevers due to Strep Throat. Needless to say, my medical bills were stacked up and bombarding my mailbox. I had organized the insane amount of bills/accounts that had accumulated for each of us and worked diligently to pay them all off and to make sure I called and worked with each billing office if there was ever an instance where I couldn't make the full payment that month...